Are you looking for capital?

We understand that Kiva is just one piece of the financial puzzle.  Through strategic partnerships, we’ve identified our best resources and organizations who can continue supporting you as you grow and graduate from Kiva!


Bay Area

New YOrk




Learn what financial resources are the best for your business. Nerdwallet for Small Business is a one stop shop for all your small business financing questions. Use their database to find the right lender for your business, browse their collection of business tips and become an expert in the world of small business financing.



Nav has established a network of funders around the United States.  They proactively connect entrepreneurs to specific lenders based on your credit profile.


Funding Circle

Funding Circle is an online lender that supports entrepreneurs with capital.  With an incredibly fast turnaround you can get approved and get your money within 10 days.  

Loan Size: $25,000 - $500,000

Rate: Starting at 6%, up to 20%

Time: 10 days


Able Lending

Similar to Kiva, Able uses social underwriting to fund loans.  You raise a certain % of your loan from your own network, and Able will fulfill the remainder of your loan request from their funds.  

Loan Size: $25,000 - $1,000,000

Rate: Starting at 8%, up to 20%

Time: 2-4 weeks



Similar to Kiva, Lendoor is a community crowd lending platform.  Borrowers are able to select the loan size and interest rate they are willing to pay to the lenders they will recruit to fund the campaign.  

Loan Size: $5,000 - $50,000

Rate: Starting at 0%, up to 8%

Time: 1-5 weeks (Get your loan shortly after your campaign is funded)


LISC Small business

We are a nonprofit lender that provides financing to both startups and existing businesses through the SBA Community Advantage program. We seek to finance underserved businesses that don’t yet qualify for traditional bank loans.  

Loan Size: $50,000 - $250,000

Rate: Prime + (up to 6%)

Time: 6 weeks


RSF Social finance 

RSF Social Finance offers loans, from $200,000 up to $5 million, and other forms of capital to U.S. based social enterprises that are addressing social or environmental problems.

Loan Size: $200,000 - $5,000,000

Rate: 4.75%



Get help navigating the world of small business financing. Venturize is a free online resource specifically designed to provide small business owners with clear, straightforward information about loan products and the borrowing process.


Mission Asset Fund Lending

Small startup loans up to $2,000 to get you started.



0% interest loans up to $10,000 crowdfunded online.


Opportunity Fund

Loans up to $100,000 for existing businesses.


Working Solutions

Loans up to $50,000 for startup and existing businesses.


Mission Economic Development Agency

Loans up to $100,000 for existing businesses.


ODBC Small Business Finance

Loans up to $250,000 for startup existing businesses.


Pacific Community Ventures

Loans up to $200,000 for existing businesses.




Accion is a nonprofit lender that offers business loans and financial education for all businesses. Their credit requirements are flexible and start at 575. Additionally, they have loan programs available for those with no credit history.

Loan Size: $1,000 - $250,000

Rate: from 8.99%-15.99%

Time: Generally 2-10 days. Loans above $50,000 can take up to 45 days.




NYBDC is a leading provider of SBA 504, 7(a) and Community Advantage loans, serving a wide range of business, industries and capital needs.  

Loan Size: Up to $5.5 million

Rate: Interest rates are fixed and competitive

Time: Varies by applicant and individual business situation



Neighborhood Trust Federal Credit Union

Neighborhood Trust is a Financial cooperative with flexible lending for small and micro enterprise businesses (Start ups and established). They offer full banking services for low and median income individuals and business owners.  The serve the Upper Manhattan/South Bronx community mainly, but through referrals can serve all five NY boroughs.  

Loan Size: $500 to $200,000 (loans and credit lines)

Rate: 6.5% to 13.25%

Time: 5 days to 1 month (based on each case)



BOC Capital

BOC Capital offers flexible financial products for entrepreneurs and business training in different areas, such as marketing and development.  They are a not-for-profit Community Development Financial Institution (CDFI) and SBA 7m Microlender dedicated to providing microenterprise financing, with a special focus on small-business, women, minority and immigrant entrepreneurs.

Loan Size: up to $250,000

Rate: 8-12%

Time: varies




VEDC offers financing for banked business owners, serving all entrepreneurs, with a focus of low to moderate income areas, women, minority, and veterans.

Loan Size: $35-$500k

Rate: 9%

Time: 6 weeks