Kiva Zip Is Truly Interest-Free

We are a non-profit that supports U.S. entrepreneurs with access to interest-free financing and a community of thousands of supportive lenders.


Jeff borrowed $4,500 toward a skid loader to produce compost for his farm.

Emma borrowed $5,000 to help her expand production for her farm's CSA.


It's Easy To Qualify & Bad Credit Is Okay! Here's What You Need:

  • You must be living in the U.S.
  • You must be at least 18 years old
  • You must use this loan for business purposes

Ready To Get Started? Want To Learn More? Click Below.